Royal Banks of Missouri, a 40 years old institution with 6 branches in St. Louis are is now offering a 4.30% APY on balances up to $25,000 with their Checking Account. This is the second best rate known of on nationally available checking account so far, topped only by the Sierra, which pays 4.51% APY.
For those who might know about high-yield or reward checking accounts, you might find all terms and conditions are pretty well standard. To qualify, you must make a 10 point of sale debit card transactions and 1 direct deposit, or automated payment monthly. Customers are reimbursed for up to $25 in service charges for using other bank’s ATMs. If one fail to meet the requirement, you will earn only 0.15% for the month and ATM usage are reimbursed. However, the privileges will resume in next month after your obligations met.
Balances over $25,000 will earn 1.40% APY. Online application are available through site, depending on your zip code. Others will be sent to CheckingFinder, find Royal Banks in Mussouri listing, and click “learn more” for more information.
